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Annual Reports & Proxy Statements

Financial Information
  • Quarterly Results
  • Annual Reports
  • SEC Filings
  • WFNMT ABS Data
2025 Annual Report
2025 Annual Report
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2026 Proxy Statement
2026 Proxy Statement
Download PDF
2025 Sustainability Report
2025 Sustainability Report
Download PDF
2025 TCFD Report
2025 TCFD Report
Download PDF

Past Reports

2025 Proxy Statement
2024 Annual Report
2024 Sustainability Report
2024 TCFD Report
2024 Proxy Statement
2023 Annual Report
2023 Sustainability Report
2023 TCFD Report
2023 Proxy Statement
2022 Annual Report
2022 ESG Report
2022 TCFD Report
2022 Proxy Statement
2021 Annual Report
2021 ESG Performance Report
2021 Proxy Statement
2020 Annual Report
2020 ESG Performance Report
2020 Proxy Statement
2019 Annual Report
2019 ESG Performance Report
2019 Proxy Statement
2018 Annual Report
2018 Sustainability Report
2018 Proxy Statement
2017 Annual Report
2017 Corporate Responsibility Report
2017 Proxy Statement
2016 Annual Report
2016 Proxy Statement
2015 Annual Report
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Investor Contacts

Brian Vereb and Susan Haugen
Investor Relations
investorrelations@breadfinancial.com

Media Contacts

Rachel Stultz
rachel.stultz@breadfinancial.com

Lindsey LeBerth
lindsey.leberth@breadfinancial.com

Looking for support with one of our products?

For the fastest way to handle your servicing needs or to file a complaint, please see the following:

  • Comenity Bank and Comenity Capital Bank customers: please visit BreadFinancial.com to find the phone number for your credit card or call the number on the back of your card
  • Bread Pay (Loans) customers: Visit your Member Portal
  • Bread Savings (Deposit) customers: 1-833-755-4354
By providing your email address below, you are providing consent to Bread Financial to send you the requested Investor Email Alert updates.

The information contained in the materials that may be accessed above speaks only as of the date on which such information was issued and Bread Financial undertakes no obligation to update or revise the information to reflect subsequent developments, new facts or for any other reason after the date on which such information is issued.

© 2026 Bread Financial. Comenity Bank and Comenity Capital Bank are Bread Financial companies.

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